Blog December 12, 2024

How SecurityScorecard’s Supply Chain Detection and Response Protects Financial Institutions

As financial institutions continue to expand their digital ecosystems, the growing reliance on third-party vendors and service providers introduces significant cyber risks. With a majority of data breaches linked to vulnerabilities in the supply chain, managing these risks has become a necessity. 

Traditional third-party risk management approaches often fall short in providing the necessary visibility and responsiveness to mitigate these risks effectively. SecurityScorecard’s Supply Chain Detection and Response (SCDR) service offers a proactive solution, enabling organizations to continuously monitor and enhance the security posture of both their operations and their suppliers. By leveraging advanced AI-driven workflows and comprehensive risk intelligence, SCDR empowers security teams to identify and address security issues within the supplier ecosystem promptly, facilitating collaboration and driving effective remediation.  

Comprehensive vendor ecosystem visibility

Supply Chain Detection and Response provides continuous monitoring of third-, fourth-, and nth-party vendors in a financial institution’s ecosystem. This visibility helps institutions:

  • Identify all vendors, including previously unknown relationships.
  • Assess the cybersecurity posture of critical and high-risk vendors.
  • Monitor vendors’ risk levels and act on real-time alerts for changes in their security ratings.

This level of visibility not only confirms a thorough understanding of the vendor landscape but also helps financial institutions take preemptive actions to mitigate emerging risks before they escalate. By continuously evaluating vendor relationships, institutions can maintain a resilient and secure operational environment.

Proactive threat intelligence

With Zero-Day-as-a-Service (ZDaaS), SecurityScorecard helps financial institutions detect and address zero-day vulnerabilities in their supply chain before they are exploited. The platform integrates advanced threat intelligence and custom scripts to match active exploits with vulnerable vendors or systems, enabling remediation before breaches occur.

Regulatory compliance made easy

Compliance with financial regulations demands consistent reporting and proof of vendor due diligence. Supply chain detection and response simplifies compliance by:

  • Providing automated, outcome-driven reports that align with frameworks like Payment Card Industry Data Security Standard (PCI DSS) and Securities and Exchange Commission (SEC) guidelines.
  • Enabling institutions to streamline audits with data-driven insights.
  • Reducing the burden of regulatory questionnaires by automating security assessments for vendors.

By automating these time-consuming processes, SCDR verifies compliance while freeing up valuable resources for more strategic priorities. This proactive approach dramatically reduces regulatory risks. 

Tailored risk management: A detailed look

In the financial sector, risk is not uniform. Different vendors play varying roles in an organization’s ecosystem, each introducing distinct levels of exposure and requiring customized approaches to mitigation. SecurityScorecard’s Supply Chain Detection and Response (SCDR) excels at prioritizing risks based on their potential impact, allowing financial institutions to focus resources where they are needed most. This approach guarantees that efforts are not diluted across low-risk vendors but concentrated on those who are critical to operations.

For example, consider a global investment bank relying on a third-party cloud provider to store sensitive client portfolios. This vendor, due to its access to high-value assets, poses a significant risk if compromised. With SCDR, the bank can continuously assess this vendor’s security posture, identifying vulnerabilities such as unpatched software or exposed configurations that could lead to a data breach. By recognizing the high stakes involved, SCDR provides immediate prioritization of remediation efforts, safeguarding the bank’s reputation and financial stability.

On the other hand, not all vendors warrant the same level of scrutiny. For instance, a small vendor providing non-essential services, such as office supplies, might have limited access to the institution’s systems. SCDR evaluates such vendors’ risk levels and allocates fewer resources for ongoing monitoring. However, if a change in the vendor’s environment is detected—like an observed association with malicious activity or a downgrade in their security score—SCDR automatically adjusts the institution’s risk profile and elevates the priority level.

Another key example of tailored risk management involves the dynamic nature of vendor relationships. When an organization is onboarding a new fintech partner to integrate payment processing technology, SCDR makes certain that risks are proactively addressed during the onboarding process. This includes assessing the vendor’s prior incident history, compliance with frameworks such as PCI DSS, and ability to remediate vulnerabilities. For a large financial institution adopting a new payment gateway, such preemptive risk evaluation mitigates potential disruptions to operations.

Moreover, SCDR assists in addressing cascading risks. Financial institutions often have dependencies on vendors who themselves rely on other third parties (fourth or nth parties). A real-world example includes a bank relying on a credit-reporting agency, which in turn uses a cloud analytics platform. If the analytics platform faces a security breach, it could indirectly impact the bank’s operations. SCDR maps these multi-layered relationships and applies risk prioritization strategies that account for such complex interdependencies, making certain that financial institutions are not caught off guard by downstream vulnerabilities.

By focusing on the most impactful threats and providing actionable insights, SCDR enables financial institutions to navigate the complexities of vendor risk management with precision and confidence. This tailored approach ensures not only the protection of critical assets but also the optimization of resources, fostering a secure and resilient operational framework.

Actionable remediation support

Our experts handle vendor communication and remediation efforts, making sure critical vulnerabilities are addressed swiftly. Financial institutions benefit from:

  • Reduced operational burden on internal teams.
  • Faster resolution times for vendor-related issues.
  • Expert guidance for resolving complex cybersecurity challenges.

With SCDR, businesses gain a seamless solution for addressing supply chain vulnerabilities at scale. This sees to it that even the most complex vendor ecosystems remain resilient against evolving cyber threats.

Key benefits for financial institutions

SCDR empowers financial organizations to strengthen their defenses by addressing critical supply chain risks, enhancing operational effectiveness, and delivering seamless alignment with organizational goals.

Enhanced resilience against breaches

Financial institutions using our SCDR service have reduced third-party breach risks by up to 75%, ensuring the safety of customer data and critical financial systems.

Better operational efficiency

By automating vendor assessments, reporting, and risk prioritization, financial institutions save time and resources. This enables cybersecurity teams to focus on high-priority tasks while reducing the workload associated with manual risk management processes.

 Improved board-level reporting

SecurityScorecard’s real-time dashboards and automated reports enable security leaders to effectively communicate the organization’s risk posture and progress to boards and regulators.

Seamless integration with existing systems

With 100+ integrations across platforms like Slack, JIRA, and AWS, SecurityScorecard fits seamlessly into existing workflows, enhancing operational agility.

Why Financial Institutions Need to Act Now

The financial sector sits at the crossroads of unprecedented risk and unrelenting attack. In 2023 alone, the average cost of a financial services data breach exceeded $5 million, with nearly 60% of these breaches originating from vulnerabilities in third-party vendors. The interconnected nature of financial institutions amplifies the risk—one weak link in your supply chain can expose sensitive customer data, disrupt operations, and cascade into regulatory penalties or irreparable reputational damage.

Regulatory scrutiny is intensifying, with global authorities demanding comprehensive evidence of due diligence and vendor oversight. Meanwhile, cybercriminals are leveraging sophisticated tactics, targeting overlooked vulnerabilities in fourth- and nth-party vendors, and exploiting zero-day flaws before organizations even know they exist. The result is a perfect storm of financial, operational, and legal threats that no institution can afford to ignore.

Supply Chain Detection and Response (SCDR) is not just a tool—it’s the future of cybersecurity in finance. By providing unparalleled visibility, proactive threat intelligence, and prioritized risk management, SCDR ensures financial institutions can adapt to evolving threats while safeguarding critical systems and data. It’s no longer a question of if a supply chain attack will happen—it’s a question of when.

Act now to transform your approach to cybersecurity, ensuring your institution is prepared to withstand the next generation of attacks. Schedule a demo today and take the first step toward protecting your customers, your reputation, and your future.